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As she waited for the Bluefield Area Transit bus to whisk her back to West Virginia, Elrod would think about her fiancé, a Scottish oil worker she’d met online.

She knew they’d soon spend hours gabbing on the phone, as was their daily habit.

Elrod would spend the next few hours visiting other Bluefield establishments that offer Money Gram or Western Union services: the Advance America payday loan store, the Food City supermarket, the austere cash-for-titles joint located literally under Route 460.

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She would pass by the drive-through tobacco outlet, the Dollar Tree, and Bellacino’s Pizza & Grinders en route to the mall’s centerpiece, a typically gargantuan Walmart.There she’d head straight for the store’s Money Center counter, where she used Money Gram to transmit usually somewhere between

She would pass by the drive-through tobacco outlet, the Dollar Tree, and Bellacino’s Pizza & Grinders en route to the mall’s centerpiece, a typically gargantuan Walmart.

There she’d head straight for the store’s Money Center counter, where she used Money Gram to transmit usually somewhere between $1,500 and $1,800 to a man she knew as Sinclair.

The mobile market has a variety of apps designed to improve your odds of scoring on a consistent basis. Take a look at 11 Apps That Will Actually Get You Laid.

was in rough financial shape as the 2012 holiday season drew near.

She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.

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She would pass by the drive-through tobacco outlet, the Dollar Tree, and Bellacino’s Pizza & Grinders en route to the mall’s centerpiece, a typically gargantuan Walmart.There she’d head straight for the store’s Money Center counter, where she used Money Gram to transmit usually somewhere between $1,500 and $1,800 to a man she knew as Sinclair.The mobile market has a variety of apps designed to improve your odds of scoring on a consistent basis. Take a look at 11 Apps That Will Actually Get You Laid.was in rough financial shape as the 2012 holiday season drew near.She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.

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She would pass by the drive-through tobacco outlet, the Dollar Tree, and Bellacino’s Pizza & Grinders en route to the mall’s centerpiece, a typically gargantuan Walmart.

There she’d head straight for the store’s Money Center counter, where she used Money Gram to transmit usually somewhere between $1,500 and $1,800 to a man she knew as Sinclair.

The mobile market has a variety of apps designed to improve your odds of scoring on a consistent basis. Take a look at 11 Apps That Will Actually Get You Laid.

was in rough financial shape as the 2012 holiday season drew near.

She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.

||

She would pass by the drive-through tobacco outlet, the Dollar Tree, and Bellacino’s Pizza & Grinders en route to the mall’s centerpiece, a typically gargantuan Walmart.There she’d head straight for the store’s Money Center counter, where she used Money Gram to transmit usually somewhere between $1,500 and $1,800 to a man she knew as Sinclair.The mobile market has a variety of apps designed to improve your odds of scoring on a consistent basis. Take a look at 11 Apps That Will Actually Get You Laid.was in rough financial shape as the 2012 holiday season drew near.She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.

,800 to a man she knew as Sinclair.The mobile market has a variety of apps designed to improve your odds of scoring on a consistent basis. Take a look at 11 Apps That Will Actually Get You Laid.was in rough financial shape as the 2012 holiday season drew near.She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.

Anxious about her future as an older single woman, Elrod lapped up the kind words about her looks—too few men seemed to appreciate her soft chin, wavy hair, and prominent brown eyes.

On the Tuesday after Thanksgiving, Elrod opened a checking account at a First Community Bank branch located just across the state line in the twin town of Bluefield, Virginia.

Despite her hand-to-mouth circumstances, Elrod’s new account soon began to receive a series of sizable wire transfers, many of which originated abroad.

She’d been out of work for a year, ever since quitting her longtime clerical job at the county public health department in Charlotte, North Carolina.

The 45-year-old divorcée and junior-college dropout now lived in Bluefield, West Virginia, a fading town near the Appalachian coalfields where she’d been raised.

Sometimes, if her phone bill was due or her refrigerator was barren, she kept a few dollars for herself.